THE COSTS

Our fixed rate charge is 15% of your current transfer value. There are no hidden extras, our offshore banking facilities enable us to bypass exchange rate commissions and charges between the following currencies, ie. Pound Sterling, US Dollars and Euros. We will only deduct 15% from your transfer fund. Example: if you have a current fund value of £100,000 after the transfer then you will receive £85,000. Our local consultant will be available at no extra cost and will deal with your specific requirements.

Why 15% And What Are You Paying For.

To comply with current UK law and inland revenue rules, our flexible trust puts you in complete control of your own financial destiny. You must have your pension fund transferred to a reputable fund complying with inland revenue requirements regardless of where it is being transferred to in the world. We do assure you that our arrangements are legal and fall within European Directives whilst our open plan trust fund is managed by a highly reputed international bank and they will remain the trustees of the fund.

Is My Private Policy Transferable?

As an Expat it is your right to transfer your private pension when ever and where ever you like through our services. Do not let your policy holder tell you differently. Private pensions are normally transferred after requesting and completing a Transfer form of Discharge. All you need to do is sign the initial form and we will act on your behalf, answering any questions and queries that may arise during the process of transferring your fund. All paperwork will be processed by us.

What Do I Do Next?

First of all you need to be sure you are totally dissatisfied with your present policy and are happy to take on future investments yourself. We are not here to sell you another policy but we can advise on projects we have available off shore and tax free. However it will be your decision alone that will determine where you want the money to go. We must advise any potential future clients that returning any funds to the UK may incur UK tax. We can assist with private offshore bank accounts, ensuring that your fund remains totally in your control and potentially tax free.

Step 1

Call your pension company and ask for the current transferable value of the fund and do not be surprised if they tell you it is worth less than it was five years ago, despite your regular investments.

Step 2

Explain to your policy holder that you are not happy with the performance and you have been offered the opportunity to invest into your company pension fund. You do not have to give any reason why or explain your actions other than to say you are disappointed and wish to transfer to another company policy off shore with all its tax benefits.

Step 3

Once you have received the Transfer form, sign and send it the address we will provide, once you have contacted us. Please do not send any paper work until after you have contacted us, to ensure the paper does not go astray. Upon receipt of the paper work, we will do the rest. Please be aware that pension funds can change in value daily and are re-valued on regular bases, but your pension company will write to you once they have transferred the money, informing you of the final amount. Once we have received the money we will transfer all of the money direct, less our percentage mentioned above, to the bank account of your choice (if a currency other than those mentioned above is required exchange rate charges will apply at high street rates) the money will be sent immediately by either direct C.H.A.P.S or T.T payment. We have said time and again on this web site it is your money and it is your right to have it. When we say immediately we mean same day or at the very least the following day after clearance.